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Focus on Regulation

Category Archives: Financial Institutions

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Federal Banking Agencies Release Basel III Capital Final Rules

Over the course of the last week, the Federal Banking Agencies (the Board of Governors of the Federal Reserve System (Federal Reserve), the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) issued final rules implementing changes to the capital requirements for bank holding companies (BHCs), savings and loan holding companies (SHLCs) and insured depository institutions (Final Rule).

FTC Issues Report on Emerging Mobile Payments Services

Phillip Berenbroick, an Associate in the D.C. office, contributed to this entry. There has been an explosion in the number and variety of mobile payment services available to consumers in the last couple of years, with new innovations and players growing exponentially.  New payments products, including peer-to peer-payments, mobile coupons, contactless options, and mobile wallets

Review of issues for 2013

The following is a summary of some of the key issues Congress and the Administration will be debating in 2013. Please contact us with any questions. We are happy to provide further analysis as well as insight into other areas of interest. Agriculture: Tom Vilsack is expected to stay on as Secretary of Agriculture. The

CFPB to Supervise Credit Bureaus: Another Avenue for Enforcement of FCRA Privacy Protections

Under regulations adopted earlier this month by the Consumer Financial Protection Bureau (“CFPB”), the nation’s larger consumer reporting agencies (“CRAs”) will for the first time be subject to supervision at the federal level.  The new rules were issued pursuant to the CFPB’s authority under section 1024 of the Dodd-Frank Wall Street Reform and Consumer Protection