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Tag Archives: Exchanges

CMS Releases Consumer Assistance Programs Final Rule

The Centers for Medicare & Medicaid Services (CMS) released a final rule on Friday, July 12th imposing requirements on various consumer assistance programs available to enrollees in Federally-Facilitated Exchanges (FFEs), State Partnership Exchanges, and to a more limited extent, State-run Exchanges. The final rule adopted conflict-of-interest, training and certification, and meaningful access standards applicable to

Miscellaneous Minimum Essential Coverage Provisions Final Rule

  The Department of Health and Human Services (“HHS”) released a final rule on June 26, 2013 addressing various aspects of the minimum essential coverage requirements imposed by the Affordable Care Act (“ACA”). Under the ACA, individuals must obtain and maintain health insurance that meets the definition of “minimum essential coverage” or face a tax

HHS Issues Proposed Rule Regarding Program Integrity and the Exchanges

On June 14, 2013, HHS released a Notice of Proposed Rulemaking proposing several new policies with respect to the Exchanges, focusing in large part on program integrity, including with respect to qualified health plans (QHPs) offered through both state-run Exchanges and the Federally-facilitated Exchange (FFE).  The rule also addresses the resolution of certain QHP-related grievances

More Guidance on Medicaid Expansion Released by CMS

Enhanced Federal Matching Funds for the “Newly Eligible”:  On March 29, 2013, CMS released a final rule implementing the statutory increases in federal matching funds for the cost of providing care to individuals newly eligible for Medicaid via the expansion under PPACA.  Specifically, beginning in 2014, states will receive 100% federal matching funds for the

Attention Employers: HHS Issues Two Rules Regarding SHOP Exchanges

Section 1311(b)(1)(B) of the Affordable Care Act requires those States that opt to operate an Exchange to establish a Small Business Health Options Program (SHOP) Exchange through which small businesses can purchase insurance coverage for their employees. HHS established standards for the administration of the SHOP Exchanges in the Exchange Establishment Rule published on March

HHS Finalizes Technical Parameters for Premium Tax Credits, Cost-Sharing Reductions and Other Benefits and Payments Related to Qualified Health Plans and the Exchanges

The final Notice of Benefit and Payment Parameters for 2014, issued on March 1, 2013, establishes the final standards for a number of policies and programs that implement the Affordable Care Act’s reforms to private individual and small group health insurance markets in 2014. These policies are designed to make health insurance more affordable for

CMS Releases Final Rule on Essential Health Benefits

On February 20, 2013, the Centers for Medicare and Medicaid Services (CMS) released a final rule providing detailed standards for the essential health benefits (EHB) package as well as actuarial value requirements for plans that must offer EHB. The final rule also addresses the process for entities to become recognized accrediting entities for issuers of

Affordable Care Act – Exemptions to the Individual Mandate

The Centers for Medicare & Medicaid Services (CMS) and the Internal Revenue Service (IRS) took another step towards implementing the controversial “individual mandate” imposed by the Affordable Care Act (ACA)—which is set to take effect on January 1, 2014—by jointly issuing two proposed rules to implement the exemptions to that mandate on January 30, 2013.

HHS Announces No Enhanced Federal Matching Funds for Partial Medicaid Expansion, But Still Finds Ways to Ease Administrative Burden and Costs for States

The Patient Protection and Affordable Care Act (ACA) made 100% federal matching funds available through Medicaid for states to provide health benefits to all non-pregnant, childless adults with incomes up to 133 % of the federal poverty level (FPL) starting in 2014 (“the ACA Medicaid expansion”).  Since the Supreme Court decision in National Federation of

OPM Releases Proposed Approach to Multi-State Plans

On November 30, 2012, the Office of Personnel Management (OPM) released a proposed rule in which the agency set forth the process through which it will establish the Multi-State Plan Program (MSPP), and the standards and requirements for both issuers and plans in the MSPP. In an effort to enhance competition among plans offered through

HHS Issues Proposed Rule Defining Essential Health Benefits Package and Actuarial Value for Health Plans

On November 20, 2012, the Department of Health and Human Services (HHS) issued a much-anticipated proposed rule providing detailed standards for the essential health benefits package as well as actuarial value requirements for plans that must offer essential health benefits. Under the Patient Protection and Affordable Care Act (ACA), the “essential health benefits” (EHB) are

CMS Awards Two More Loans to CO-OPs

The Center for Consumer Information and Insurance Oversight (CCIIO) within the Centers for Medicare & Medicaid Services (CMS) announced it is awarding loans to two additional Consumer Operated and Oriented Plans or “CO-OPs” on August 31, 2012.  A CO-OP is a new type of nonprofit private health insurer that is directed by its customers, uses profits

CMS Finalizes Blueprint for State-Based and Partnership Health Insurance Exchanges

The Center for Consumer Information and Insurance Oversight (CCIIO) within the Centers for Medicare & Medicaid Services (CMS) finalized its instructions to states seeking federal approval to establish a State-based Health Insurance Exchange or participate in a State-Federal Partnership Exchange in its Blueprint for Approval of a State-based or Partnership Exchanges.  The Final Blueprint, issued

CMS Seeks Comments on Qualified Health Plan Certification Requirements and Exchange Enrollment Forms

Following the Supreme Court’s June 28 decision regarding the Patient Protection and Affordable Care Act (PPACA), CMS has requested comments on the likely burden of the following four proposed data collection activities, each of which pertains to the health insurance exchanges to be established by 2014.  These data collection requirements are imposed on Exchanges, employees,

One Day After Supreme Court Decision, HHS Announces Additional Exchange Funding

One day after the Supreme Court upheld the Patient Protection and Affordable Care Act (PPACA)—bringing new urgency to state efforts to establish health insurance Exchanges under the law—HHS released a new Funding Opportunity Announcement (FOA) entitled “Cooperative Agreement to Support Establishment of Affordable Care Act’s Health Insurance Exchanges.”  According to HHS’s press release, the Department

IRS Issues Final Rule Regarding PPACA Tax Credits

Beginning in 2014, the Patient Protection and Affordable Care Act (PPACA) will make available new premium tax credits to help individuals and families afford health insurance coverage purchased through a health insurance exchange.  On May 18, 2012, the Internal Revenue Service (IRS) issued final regulations regarding the availability of these tax credits for individuals who

HHS Releases Guidance on Federally Facilitated Exchanges and a Draft Blueprint for Approval of Exchanges

The Center for Consumer Information and Insurance Oversight (CCIIO) within the Centers for Medicare & Medicaid Services (CMS) released its long-awaited guidance regarding the federally facilitated exchanges (FFEs) on May 16, 2011.  The Patient Protection and Affordable Care Act (PPACA) established the state-run health insurance exchange as a marketplace for individuals and small employers to